Are you buying payments?

To day, every merchandiser wants to sell you payments, agree?

They try to sell you their merchandise but in reality they sell you payments!

When this is concluded, they will try to sell you extended warranty.

Every time that you go in a store to look at anything you want, be it furniture, domestic appliances, car, or name it, the salesman (or woman) tells you, if you are looking at anything you want:

we have an interest of 0% on this item for say 48 month.

Good for you, but you better shop a bit before signing the contract.

Prices vary widely between stores; there can be differences of more than 30% on the same item.

What if you buy the payment? Well sometimes you will end up paying hefty interest on the good that you just acquired.

Shop online.

It is fairly easy to shop without leaving your home.
Many Internet sites are specialized in price comparison between different stores.

Just go there and look for items that you are to buy, that will give you a good idea of the price difference for the same item.

Different brand names.

Did you know that the same company, under different brand names manufactures many different goods?

Only a few companies for example manufacture refrigerators; they are the exact same thing but sold with private brand names.

The mechanical design is the same, only the trimming will be a bit different, but that is about it. The models are almost looking alike.
You will easily recognize them between the different brands.

Shop, before buying the first payments that you are proposed.

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