Extended warranty what for?

Extended warranty is just like an insurance policy that apply to most consumer products.
Whether home appliances like refrigerator, range, dishwasher, freezer, microwave, clothe washer, clothe drier, computer, camera, television, and radio.

Most of these products are warranted for one year against any defects.They will be repaired for free by the manufacturer during that period

If you pay with a credit card that offers the free option to extend the warranty for one year, good for you.

If not, what should you do?

First, check if the appliance you are to buy is reliable and what kind of trouble free service life you can expect out of it.

If the appliance is renowned as being trouble free, you can expect probably 10 years of service without problems.
Extended warranties usually covers repairs for 2 or 3 supplemental years after the manufacturer's warranty has expired.

If you are to buy extended warranty coverage for appliances, do it for the costlier items, And buy it every time for the costlier items. You never know which one is going to fail!As an example, it is not worth it to buy an extended warranty for a microwave oven that sells for around $100.00

As a general rule, you have a period of time after you buy your new appliance to decide on buying an extended warranty or not.

This give you time to ask quotes to different insurers before deciding, your merchant does not always have the best deal.

Car extended warranty.

If you rent a car for 3 years don't worry, you are covered bumper to bumper by the manufacturer for that period or 36,000 miles or 60,000 kilometers.
If you buy a car, determine for how long you will keep the car.
If it is a reliable automobile, you should not have any major problem up to 60,000 miles or 100,000 kilometers.

Where to buy

Having this type of warranty may sometimes increase the re-sales value of your car if you want to get a new one.

More on extended warranty