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   <title>Budget expenses and savings blog</title>
   <link>http://www.budget-expenses-savings.com/budget-blog.html</link>
   <description>Budget, expenses, and savings. how to manage your money,food,lodging, automobile, insurance, mortgage, loan, credit cards,Stock exchange, saving bonds, bank account, real estate,your own business?</description>
   <language>en-us</language>
   <category domain = "http://www.budget-expenses-savings.com/budget-blog.html#">budget</category>
   <pubDate>Sat, 25 Sep 2010 12:19:43 GMT</pubDate>
   <lastBuildDate>Sat, 25 Sep 2010 12:19:43 GMT</lastBuildDate>
   <copyright>budget-expenses-savings.com</copyright>
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    <title>Oct 21, Finance is a way of life, have you ever asked yourself what are the costs?</title>
    <link>http://www.budget-expenses-savings.com/finance.html</link>
    <description>Merchandisers rely on finance to be able to sell their goods easier.</description>
    <pubDate>Sun, 21 Oct 2007 15:44:37 GMT</pubDate>
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    <title>Oct 21, Budget, expenses, and savings gives you simple hints to get the most for money</title>
    <link>http://www.budget-expenses-savings.com/index.html</link>
    <description>This site is about how to manage your money. It will deal with budget, expenses, and savings. It will give you simple hints as to what you should do to get the most out of your money.</description>
    <pubDate>Sun, 21 Oct 2007 15:29:47 GMT</pubDate>
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    <title>May 1, Is gold a good investment?</title>
    <link>http://www.budget-expenses-savings.com/gold.html</link>
    <description>The price of gold, just like any other commodity, base metals, will first appreciate and depreciate with offer and demand.</description>
    <pubDate>Mon, 01 May 2006 19:43:53 GMT</pubDate>
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    <title>Apr 24, Stock price earning ratio</title>
    <link>http://www.budget-expenses-savings.com/price-earning-ratio.html</link>
    <description>Price earning ratio is a very useful information on any particular stock. </description>
    <pubDate>Mon, 24 Apr 2006 20:23:25 GMT</pubDate>
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    <title>Apr 21, Bank service charges </title>
    <link>http://www.budget-expenses-savings.com/bank-service-charges.html</link>
    <description>Bank service charges vary widely from different account types and the way you use them. They also vary from bank to bank.</description>
    <pubDate>Fri, 21 Apr 2006 20:48:19 GMT</pubDate>
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    <title>Apr 18, Tax deduction incentives</title>
    <link>http://www.budget-expenses-savings.com/tax-deduction-incentives.html</link>
    <description>Some stocks listed on the stock market and even private companies have tax deduction incentives if you buy their shares.</description>
    <pubDate>Tue, 18 Apr 2006 19:40:20 GMT</pubDate>
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    <title>Apr 17, Home run and the stock market.</title>
    <link>http://www.budget-expenses-savings.com/home-run.html</link>
    <description>Compare stock market to baseball. In baseball, base hit appends more often than home run.</description>
    <pubDate>Mon, 17 Apr 2006 20:30:08 GMT</pubDate>
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    <title>Apr 12, Are you buying payments?</title>
    <link>http://www.budget-expenses-savings.com/payments.html</link>
    <description>To day, every merchandiser wants to sell you payments, agree? They try to sell you their merchandise but in reality they sell you payments! </description>
    <pubDate>Wed, 12 Apr 2006 18:04:04 GMT</pubDate>
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    <title>Apr 6, You spend without sticking to your budget.</title>
    <link>http://www.budget-expenses-savings.com/spend.html</link>
    <description>You spend more than you earn. If you want healthy personal finance, do not spend more than you earn. For many people, a dollar is just like a penny. </description>
    <pubDate>Thu, 06 Apr 2006 21:50:07 GMT</pubDate>
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    <title>Apr 5, Do you have emergency money available?</title>
    <link>http://www.budget-expenses-savings.com/emergency-money.html</link>
    <description>Without any emergency money  what will you do in case of unexpected events? Most people do not make a budget.</description>
    <pubDate>Wed, 05 Apr 2006 19:49:37 GMT</pubDate>
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    <title>Mar 31, There are lots of savings to be made in your refrigerator.</title>
    <link>http://www.budget-expenses-savings.com/refrigerator.html</link>
    <description>Maintaining your refrigerator clean and orderly  can for sure save you much money. Some people just pass by the supermarket and grab goods without knowing what is left in their refrigerator.</description>
    <pubDate>Fri, 31 Mar 2006 21:05:42 GMT</pubDate>
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    <title>Mar 30, Have you ever thought about acquiring your own franchise business?</title>
    <link>http://www.budget-expenses-savings.com/franchise-business.html</link>
    <description>What is a franchise business? It is a business that already has a trademark. That is the main reason people would buy a franchise from a franchiser.</description>
    <pubDate>Thu, 30 Mar 2006 22:47:25 GMT</pubDate>
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    <title>Mar 29, Advertising is a huge industry.</title>
    <link>http://www.budget-expenses-savings.com/advertising.html</link>
    <description>Advertising, besides being a huge industry in itself, is a necessity of life. How would you know about the different products that reach the market every day if there where not advertised?</description>
    <pubDate>Wed, 29 Mar 2006 22:45:53 GMT</pubDate>
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    <title>Mar 28, Are you influenced by product packaging?</title>
    <link>http://www.budget-expenses-savings.com/product-packaging.html</link>
    <description>Have you ever noticed how product packaging will influence your shopping? Just take buying milk, milk is only milk, no question about that. </description>
    <pubDate>Tue, 28 Mar 2006 22:22:28 GMT</pubDate>
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    <title>Mar 27, Casino gambling is not the best way to save or make money.</title>
    <link>http://www.budget-expenses-savings.com/casino-gambling.html</link>
    <description>Casino gambling is not the best way to save or make money! Everybody that plays the casino or buy lotto tickets is hoping to get the jackpot! </description>
    <pubDate>Mon, 27 Mar 2006 21:33:09 GMT</pubDate>
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    <title>Mar 24, Electricity Savings.</title>
    <link>http://www.budget-expenses-savings.com/electricity-savings.html</link>
    <description>Electricity savings can be accomplished without discomfort. Electricity cost is an important post on your budget.</description>
    <pubDate>Fri, 24 Mar 2006 21:10:24 GMT</pubDate>
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    <title>Mar 23, Small Maintenance savings.</title>
    <link>http://www.budget-expenses-savings.com/small-maintenance-savings.html</link>
    <description>Small Maintenance savings or little things you can do yourself. Small maintenance savings is just like putting money in your bank&#39;s saving account. </description>
    <pubDate>Thu, 23 Mar 2006 21:29:29 GMT</pubDate>
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    <title>Mar 22, Work at home</title>
    <link>http://www.budget-expenses-savings.com/work-at-home.html</link>
    <description>Tired of commuting downtown every day, why not work at home? You can do that in many professional occupations.</description>
    <pubDate>Wed, 22 Mar 2006 21:36:25 GMT</pubDate>
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    <title>Mar 22, Build and market your own web site.</title>
    <link>http://www.budget-expenses-savings.com/web-site.html</link>
    <description>What is the best way of building and marketing your own Internet web site?</description>
    <pubDate>Wed, 22 Mar 2006 00:00:16 GMT</pubDate>
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    <title>Mar 20, You are ready to start your own business.</title>
    <link>http://www.budget-expenses-savings.com/own-business.html</link>
    <description>You are ready to start your own business . Some business will require more cash  than others. </description>
    <pubDate>Mon, 20 Mar 2006 21:55:46 GMT</pubDate>
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    <title>Mar 18, Budget expenses savings sitemap</title>
    <link>http://www.budget-expenses-savings.com/sitemap.html</link>
    <description>sitemap for budget expenses savings</description>
    <pubDate>Sat, 18 Mar 2006 21:06:49 GMT</pubDate>
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    <title>Mar 17, What kind of business opportunity should you watch?</title>
    <link>http://www.budget-expenses-savings.com/business-opportunity.html</link>
    <description>Business opportunity is numerous  the choice is yours.The main considerations are doing something that you know and like. </description>
    <pubDate>Fri, 17 Mar 2006 20:32:42 GMT</pubDate>
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    <title>Mar 16, Do business with capable portfolio management people.</title>
    <link>http://www.budget-expenses-savings.com/portfolio-management.html</link>
    <description>It is not easy to find a capable portfolio management people. Some are very good, but they may have requirements like a  minimum amount invested to take care of your portfolio.</description>
    <pubDate>Thu, 16 Mar 2006 19:45:56 GMT</pubDate>
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    <title>Mar 10, What minding is needed to invest in stock market titles?</title>
    <link>http://www.budget-expenses-savings.com/stock-market.html</link>
    <description>First thing is making sure that the money you invest in the stock market, won&#39;t be needed to-morrow. </description>
    <pubDate>Fri, 10 Mar 2006 21:38:24 GMT</pubDate>
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    <title>Mar 9, Investing not gambling.</title>
    <link>http://www.budget-expenses-savings.com/investing-not-gambling.html</link>
    <description>What to do with your savings ? Make sure you are investing not gambling. </description>
    <pubDate>Thu, 09 Mar 2006 23:36:41 GMT</pubDate>
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    <title>Mar 8, Check your statements</title>
    <link>http://www.budget-expenses-savings.com/statements.html</link>
    <description>You receive many statements per month. Do you check all of them? Chances are that you do not verify them regularly.</description>
    <pubDate>Wed, 08 Mar 2006 20:57:45 GMT</pubDate>
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    <title>Mar 7, Password manager software</title>
    <link>http://www.budget-expenses-savings.com/password-manager-software.html</link>
    <description>Best way to deal with passwords is to get password manager software..How do you deal with your passwords? </description>
    <pubDate>Tue, 07 Mar 2006 21:41:34 GMT</pubDate>
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    <title>Mar 6, Saving not wasting goods you buy.</title>
    <link>http://www.budget-expenses-savings.com/saving-not-wasting.html</link>
    <description>Saving not wasting contributes putting money in your bank saving account for future use or investing.</description>
    <pubDate>Mon, 06 Mar 2006 19:51:21 GMT</pubDate>
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    <title>Mar 3, Is buying a home an investment or an expense?</title>
    <link>http://www.budget-expenses-savings.com/home.html</link>
    <description>Buying a home is not an investment, it is an expense. Why is it that way?</description>
    <pubDate>Fri, 03 Mar 2006 20:48:31 GMT</pubDate>
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    <title>Mar 1, High blood pressure, the silent killer</title>
    <link>http://www.budget-expenses-savings.com/high-blood-pressure.html</link>
    <description>Getting a little older, you may not know it but maybe you suffer of high blood pressure</description>
    <pubDate>Wed, 01 Mar 2006 21:27:27 GMT</pubDate>
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    <title>Feb 28, What is a Power of attorney,Unfitness Mandate or Mandate in case of incapacity?</title>
    <link>http://www.budget-expenses-savings.com/power-of-attorney.html</link>
    <description>You already have a  Will ; you also need a power of attorney or Mandate in case of incapacity.</description>
    <pubDate>Tue, 28 Feb 2006 21:29:08 GMT</pubDate>
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    <title>Feb 27, Do you have a Will? How would you like your estate distributed?</title>
    <link>http://www.budget-expenses-savings.com/will.html</link>
    <description>Have you ever thought about making a Will ? You are young, maybe not. After you come of age, it is time to think about it. If you die without a will, the government or a government age</description>
    <pubDate>Mon, 27 Feb 2006 21:56:25 GMT</pubDate>
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    <title>Feb 24, Savings, the best time to start is when young.</title>
    <link>http://www.budget-expenses-savings.com/savings.html</link>
    <description>Not everybody is born rich. One day you have to think about your savings to be able to increase your quality of life  and prepare for  retirement.</description>
    <pubDate>Fri, 24 Feb 2006 22:35:46 GMT</pubDate>
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    <title>Feb 23, Do you need food supplements, weight loss and natural medication?</title>
    <link>http://www.budget-expenses-savings.com/food-supplements.html</link>
    <description>Food supplement, weight loss and natural  medication of all kinds are big business. Do you need any of these?</description>
    <pubDate>Thu, 23 Feb 2006 21:56:52 GMT</pubDate>
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    <title>Feb 22, Keep healthy without breaking your budget.</title>
    <link>http://www.budget-expenses-savings.com/healthy.html</link>
    <description>What are the main things to do to keep healthy? eat healthy food, live an orderly life, sleep a normal night, do a bit of sport.</description>
    <pubDate>Wed, 22 Feb 2006 21:27:54 GMT</pubDate>
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    <title>Feb 21, Should you get your credit report?</title>
    <link>http://www.budget-expenses-savings.com/credit-reports.html</link>
    <description>Did it append to you to be turned down by a credit card company?</description>
    <pubDate>Tue, 21 Feb 2006 22:08:25 GMT</pubDate>
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    <title>Feb 20, Long distance calls, where can you save money</title>
    <link>http://www.budget-expenses-savings.com/long-distance-calls.html</link>
    <description>Voice over Internet Protocol (VOIP) will probably save you much on long distance calls.</description>
    <pubDate>Mon, 20 Feb 2006 19:19:25 GMT</pubDate>
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    <title>Feb 17, Credit Card phising scam</title>
    <link>http://www.budget-expenses-savings.com/credit-card-phising.html</link>
    <description>Credit card phising is another fraud to be aware of. Crooks may call you pretending that they are representative of your Credit Card Company. </description>
    <pubDate>Fri, 17 Feb 2006 21:06:56 GMT</pubDate>
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    <title>Feb 16, Telephone, hard line or cellular</title>
    <link>http://www.budget-expenses-savings.com/telephone.html</link>
    <description>Will hard line telephone be superseded by cellular phone or Internet phone, just like e-mail knocked out telegraph in early 2006?</description>
    <pubDate>Thu, 16 Feb 2006 21:57:37 GMT</pubDate>
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    <title>Feb 14, Mortgage insurance</title>
    <link>http://www.budget-expenses-savings.com/mortgage-insurance.html</link>
    <description>Mortgage insurance is essentially life insurance. Why would you buy mortgage insurance?</description>
    <pubDate>Tue, 14 Feb 2006 20:26:01 GMT</pubDate>
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    <title>Feb 14, When you need a mortgage</title>
    <link>http://www.budget-expenses-savings.com/mortgage.html</link>
    <description>You are in the market to buy a house or buy land and build a house. You may need to finance part of it. That is when you will need a mortgage.</description>
    <pubDate>Tue, 14 Feb 2006 02:52:30 GMT</pubDate>
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    <title>Feb 10, Do you need a line of credit?</title>
    <link>http://www.budget-expenses-savings.com/credit-line.html</link>
    <description>line of credit is a pre-authorized loan with a limit that you can use from time to time, partially or fully. You repay part or the total and borrow again when needed. </description>
    <pubDate>Fri, 10 Feb 2006 20:36:38 GMT</pubDate>
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    <title>Feb 9, Debit or customer card</title>
    <link>http://www.budget-expenses-savings.com/debit.html</link>
    <description>Debit cards are different from credit cards, they are also called customer cards. What is their use? </description>
    <pubDate>Thu, 09 Feb 2006 21:02:05 GMT</pubDate>
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    <title>Feb 8, What makes the value of Real estate?</title>
    <link>http://www.budget-expenses-savings.com/real-estate.html</link>
    <description>Every real estate agent or broker will tell you that what makes the primary value of a property is its location. They will even repeat it three times, location, location, location.</description>
    <pubDate>Wed, 08 Feb 2006 20:29:21 GMT</pubDate>
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    <title>Feb 7, Internet banking or online banking is safe economical and practical</title>
    <link>http://www.budget-expenses-savings.com/internet-banking.html</link>
    <description> Internet banking or online banking is safe, economical and practical. You can check your different bank accounts and make payments from anywhere as long as you have acces to Internet.</description>
    <pubDate>Tue, 07 Feb 2006 20:39:57 GMT</pubDate>
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    <title>Feb 6, Should you use credit cards?</title>
    <link>http://www.budget-expenses-savings.com/credit.html</link>
    <description>The major credit cards are  honored widely around the world. It is very practical to have one or more credit card. It prevents you to carry substantial amount of cash</description>
    <pubDate>Mon, 06 Feb 2006 22:48:07 GMT</pubDate>
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    <title>Feb 5, Car owning and cost of driving.</title>
    <link>http://www.budget-expenses-savings.com/car.html</link>
    <description>Depreciation is probably the most important cost of owning a new car. Most cars will  loose half of their value over a period of three or four years.</description>
    <pubDate>Sun, 05 Feb 2006 21:51:45 GMT</pubDate>
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    <title>Feb 4, What are the needs for Insurance?</title>
    <link>http://www.budget-expenses-savings.com/insurance.html</link>
    <description>As soon as you start having responsibility, whether car owner, apartment rental, house owner, family, health, you need to be covered by some type of insurance.</description>
    <pubDate>Sat, 04 Feb 2006 21:59:41 GMT</pubDate>
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    <title>Feb 4, Extended warranty what for?</title>
    <link>http://www.budget-expenses-savings.com/extended-warranty.html</link>
    <description>Extended warranty is just like an insurance policiy that apply to most consumer products. Whether home appliances like refrigerator, range, dishwasher, freezer, microwave etc.</description>
    <pubDate>Sat, 04 Feb 2006 21:56:30 GMT</pubDate>
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    <title>Feb 3, You go on vacations abroad,  travel insurance is a must . </title>
    <link>http://www.budget-expenses-savings.com/travel-insurance.html</link>
    <description>Public health programs usually cover you in your  country, state or province, not if you travel abroad. If you cross a border, better buy travel insurance, you may not be covered by your  health plan.</description>
    <pubDate>Fri, 03 Feb 2006 21:09:11 GMT</pubDate>
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